How to Transform Your Finances in as Little as 90 Days…
(Even if You're Drowning in Debt)
Uncover the secrets to lasting financial success with the 90-Day Financial Health Challenge.


Chad McKendrick
Eatonville, Florida
Ready to change your financial future?
Keep reading…
Now, take a moment to imagine:
“What if you could be free from overwhelming debt in just 90 days?”
“How would your life change if you could build a solid financial foundation?”
Hard to picture, isn't it?
That's why this letter could be the most crucial thing you'll read today…
These Facts Should Make You Sit Up and Take Notice…
In Q4 2022, according to the Federal Reserve Bank of New York, Americans had staggering levels of debt…
$986 billion in credit card debt $11.92 trillion in mortgage debt $1.6 trillion in student loan debt
You're not alone in this struggle. Our society has become dependent on easy debt, instant gratification, and the ever-present inflation that eats away at the value of the average paycheck.
Moreover, most people aren't taught how to manage debt effectively or grasp the basics of wealth-building and financial security.
As the saying goes…
"If you keep doing what you're doing, then you'll keep getting what you've always got."
That's the harsh reality…
Now let's focus on the POSITIVE news…
…You Can Learn How to Achieve Financial Freedom, and I'm Going to Prove It to You…
You've just seen some alarming facts about debt in the US.
Here are some surprising facts about wealth creation:
In 2021, according to Credit Suisse and CNN, over 2 million people became millionaires in the United States.
Did you notice something unusual about these facts?
While some people are drowning in debt and struggling to realize their dreams…
Others take action, create wealth, and seize opportunities to live the life they've always imagined…
What sets them apart?
At the core, those who succeed understand the game and the mindset that draws opportunity and money towards them. And those who don't, well, they remain stuck.
The successful ones aren't smarter…
They're not more attractive…
They're not working harder than you…
They're playing a different game than you are… and now, it's time for you to join them…
Keep Reading…
Introducing: The 90-Day Financial Health Challenge…
By joining this program, I'll guide you to…
- Transform your financial situation in just 90 days
- Break free from debt once and for all
- Shift your mindset about money and your self-worth
- Develop the daily habits that millionaires swear by
- Create a personalized wealth-building plan just for you
That's a bold set of promises… here's what you'll receive instantly after investing in the 90-Day Financial Health Challenge.
Book Review
The Livin' Beyond Your Paycheck 90-Day Financial Health Challenge was designed by Chad McKendrick with our community in mind. Through self-paced lessons, you will be prepared to save immediately with a purpose and start living an abundant life.
Financial health requires time, discipline, determination, and commitment. Many people believe that becoming financially healthy requires making more money. However, the truth is, good habits, a proven strategy, and hard work is the key to Financial Health.


Book Review Outline
The Livin' Beyond Your Paycheck 90-Day Financial Health Challenge contains lessons in:
- The Principles of Share, Shop, Save, Vacation, and Spend
- You'll learn how to move from not enough to more than enough while making the same pay
- Change the way you see and treat money
- Reverse the money cycle in your life to bring money back to you
- Make your money work for you
- Get rid of bill collectors once and for all
- Parkinson's Law of Money
- What is Parkinson's Law and how to avoid it?
- The 10-10-20-60 Rule
- How to break the cycle of living paycheck to paycheck
- And more…
Upon completing the 90-Day Challenge, you'll have the opportunity to join a community of successful financially healthy people ready to support you on your journey.
About The Author
Chad McKendrick is a seasoned MONEY COACH who has been helping people with their money for over 31 years. He developed this strategy out of necessity and compassion to see people living in abundance.
Chad has been invited as a speaker at several events including the nationally syndicated television show "The Daily Buzz" and various radio shows including Star 94.5 "Community Cares". He has conducted financial seminars for various small businesses, non-profit organizations, and churches as well as Teach-in courses at the University of Central Florida, Valencia Community College, and several Orange & Seminole County schools.

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Livin' Beyond Your Paycheck 90-Day Financial Health Challenge
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- Livin' Beyond Your Paycheck Autographed Book
- One Gift Of Your Choice From The Online Store
- LBYP Coffee Mug
- LBYP Thermo Mug
- LBYP T-Shirt
- LBYP Mouse Pad
- LBYP Facemask
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